Should I Buy a Home?

"Is it the right time in my life to buy a home?" Hundreds of thousands of Americans ask themselves that every year, and there's no simple answer. Emotions, family, and personal reasons all come into play. Our advice is to be honest with yourself and make sure you’re ready to take on the responsibility of a mortgage.

No one knows what the future holds, but we can help you understand what you're going to encounter when you embark on the sometimes difficult journey toward the American Dream of owning a home.

When you get that urge to buy a house, the first thing to do is step back and ask whether it makes more sense to keep renting for a while. Is your employment steady? Is your job location fixed? If you still want to buy, you need to figure out how much home you can afford and whether you can find a home in your budget.